Only one plan is available for people, priced at $24.95 per 30 days, with specialised plans obtainable for business or CDL protection. LegalGuard offers a mix of full protection and fixed-fee coverage, relying on your legal need. Living wills, for instance, are provided at no extra charge, although there may be a price for added documents like energy of legal professional. Other authorized issues like traffic tickets have a flat rate of $89 with the Optimum plan.
Your insurance coverage is a contract between you and the insurance coverage company. In addition, some insurance policies will pay in your lawyer or provide you with a lawyer in case you are sued. It is essential to learn your insurance policy rigorously and to debate what may or may not be lined at the time that you just buy the insurance coverage policy. The insurance coverage company puts your premium, together with the premiums of different folks, into a pool.
You may continue coverage by electing the option of portability when you no longer qualify as an eligible employee of the Policyholder or as a Member of the group to which the Plan is issued. You must apply for portability within 30 days of your last day of employment. Portability coverage will take effect, subject to cost of the initial premium, as of the date your protection underneath the group policy terminates. You can cancel your protection during a subsequent annual enrollment or mid-12 months if because of a certified … Read More