For you beginner investors, it is very important for you to know the types and types of investments that suit your needs and tastes in investing.
Currently, there are many choices for people to invest, including; in the form of foreign currency (forex), property, gold, or in the form of stocks, mutual funds or bonds.
Well, for those of you who like investing in the form of fixed income or bonds, it is necessary to first understand what is meant by bonds.

Each bond contains the nominal value of the bond and the bond interest rate. The face value or par value is the value that shows the amount that the company must pay when the bonds matures. Meanwhile, the bond interest rate shows a certain percentage that must be paid periodically to bondholders.
It was explained that companies that issue bonds are usually caused by the need for large amounts of funds that cannot be met from the accumulated retained earnings or from bank debt. Because these bonds have a maturity period of more than one year (usually between 5 and 20 years), if the company issues bonds it will generate bond debt. This debt is classified into long-term debt.
The following are the types of bonds, among others;
Guaranteed bonds and unsecured bonds
Classified as secured bonds are: Mortgage bonds, which are bonds whose issuance is guaranteed by certain guarantees such as real estate. Included as guaranteed bonds are trust bonds whose issuance is guaranteed by shares or … Read More


